Complementary Services

Other Services — Your Complete Business Support Partner

Beyond accounting, GST, and tax — a business needs licences, registrations, financial planning, and reliable document management. GCA offers a curated range of complementary services in-house, ensuring quality and seamless coordination across all your business needs from a single trusted source.

Services on This Page
✓Shop & Establishment Registration
✓PAN Card & TAN Application
✓Digital Signature Certificate (DSC)
✓Professional Tax Registration
✓Investment Advisory
✓Insurance Advisory
✓Loan Arrangement
✓GCA Cloud Document Service
Registrations & Certifications

Business Registrations — Essential for Every New Entity

Once your business entity is formed, a series of foundational registrations must be completed before you can legally operate. GCA handles all of these as part of a complete business setup — so nothing is missed.

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Shop & Establishment Registration
Mandatory in most states

Required for any commercial establishment — shop, office, restaurant, hotel, salon, clinic, or warehouse — under the respective State Shops and Establishments Act. In Delhi, governed by the Delhi Shops and Establishments Act, 1954.

✓Proof of legal business existence at the premises
✓Required to open a current bank account (in many states)
✓Required to apply for other licences (FSSAI, trade licence)
✓Regulates working hours, leave, and employee conditions
✓Online registration — typically within 1–5 working days
✓Annual renewal required in most states
Documents needed: Business entity proof (CoI / Partnership deed), owner's ID (PAN, Aadhaar), address proof of premises, photograph of premises, rent agreement / NOC.
Shop & Establishment Registration details →
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PAN Card & TAN Application
Essential — all entities

GCA handles PAN and TAN applications for all entity types — individual, HUF, company, LLP, partnership firm, society, and trust. Although PAN and TAN are automatically issued via SPICe+ for companies, separate applications may be required for other entities.

📄 PAN — Permanent Account Number
✓10-digit alphanumeric code by Income Tax Dept.
✓Required for all tax filings, bank accounts, property transactions above ₹30 lakh, investments above ₹50,000
✓Form 49A (Indian citizens) / 49AA (foreign nationals)
✓e-PAN available instantly; physical PAN in 7–15 days
✓Apply via NSDL (Protean eGov) or UTIITSL portal
💳 TAN — Tax Deduction Account Number
✓10-digit alphanumeric code for TDS deductors
✓Required for any entity that deducts TDS from payments (salary, rent, professional fees, etc.)
✓Must be quoted on all TDS challans, certificates (Form 16/16A) and returns
✓Form 49B — apply via NSDL portal
✓Issued within 7–10 working days
Apply for PAN / TAN →
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Digital Signature Certificate (DSC)
Required for MCA / GST / IT filings

A Digital Signature Certificate (DSC) is an electronic equivalent of a physical signature — it authenticates the identity of the signatory in online transactions with government portals. GCA helps procure Class 3 DSCs for all purposes.

✓Class 3 DSC — required for MCA21 (company/LLP filings), SPICe+, FiLLiP, Director/DP of company or LLP
✓GST portal — for authorised signatories and GST return filing
✓Income Tax e-filing — for mandatory DSC-based ITR filing (companies, LLPs, audit cases)
✓DGFT portal — for IEC applications and amendments
✓GeM (Government e-Marketplace) and tender portals
✓EPFO / MCA / ROC and other government portals
Issued on a USB token. Valid for 1 or 2 years. Issued by licensed Certifying Authorities (e.g., eMudhra, Sify, NSDL). Documents: PAN, Aadhaar/Passport, photograph. Usually ready within 1–3 working days. Foreign nationals require notarised/apostilled documents.
Get Your DSC →
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Professional Tax Registration & Compliance
State-specific obligation

Professional Tax (PT) is a state-level tax levied on persons exercising a profession, trade, or employment. It is applicable in several Indian states including Maharashtra, Karnataka, West Bengal, Gujarat, Telangana, Andhra Pradesh, Tamil Nadu, Madhya Pradesh, Assam, and others. Not applicable in Delhi, UP, Rajasthan, and some others.

✓Employer registration and enrolment certificate under state PT Act
✓Monthly deduction from employee salaries + employer contribution
✓Monthly/quarterly deposit of collected PT with state government
✓Annual PT return filing
✓PT paid is deductible business expense under Income Tax Act
✓Maximum PT: ₹2,500 per employee per year (most states)
GCA advises on PT applicability for your state and handles registration + ongoing monthly/quarterly compliance.
Financial Advisory

Investment, Insurance & Loan Advisory Services

Good financial decisions extend beyond compliance. GCA provides trusted guidance on personal and business financial planning — helping you grow and protect wealth while remaining tax-efficient. Our CA team brings a holistic view: your finances, your taxes, and your investments are interconnected.

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Investment Advisory

Tax-efficient investment planning tailored to your income, risk appetite, and financial goals. Our CA team aligns your investment strategy with your overall tax position — so you are not just investing, but investing smartly.

✓Mutual funds — SIP & lump sum (equity, debt, hybrid)
✓Fixed deposits, NCDs, and debt instruments
✓PPF, NSC, and small savings schemes
✓NPS (National Pension System) — Section 80CCD
✓Tax-saving instruments under Section 80C, 80D, 80E, 54EC
✓Capital gains tax planning (LTCG/STCG)
✓Portfolio review and rebalancing guidance

Advisory is based on general financial principles and publicly available information. Past returns are not indicative of future results. We recommend consulting a SEBI-registered Investment Advisor for regulated investment products.

Investment Advisory details →
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Insurance Advisory

The right insurance coverage protects your personal wealth, business assets, and employees. GCA helps you evaluate your insurance needs in the context of your business structure, liabilities, and tax planning — and works with multiple insurers to find appropriate coverage.

✓Life Insurance — Term plans, endowment, ULIP (Section 80C benefit)
✓Health Insurance — Individual, family floater, top-up plans (Section 80D benefit)
✓Business Insurance — Fire, burglary, and office package policies
✓Professional Indemnity — For CAs, doctors, architects, consultants
✓Key Man Insurance — Protects business from loss of a key person
✓Marine / Transit Insurance — For import-export businesses
✓Premium paid is deductible business expense (company/LLP)

Insurance products are provided by licensed insurance companies. GCA assists with selection and coordination — not as an IRDAI-licensed agent in all cases. We recommend verifying policy terms directly with the insurer.

Insurance Advisory details →
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Loan Arrangement

Access to the right credit at the right time can be the difference between growth and stagnation. GCA helps businesses and individuals prepare loan-ready documentation, understand eligibility, and connect with appropriate lenders — banks, NBFCs, and government schemes.

✓Business Loans — Working capital, term loans, cash credit
✓MSME / MUDRA Loans — Shishu, Kishore, Tarun (up to ₹10 lakh, collateral-free)
✓CGTMSE Scheme — Collateral-free credit guarantee for MSMEs up to ₹500 lakh
✓Home Loans — For purchase, construction, or renovation
✓Loan Against Property (LAP) — Mortgage-based financing
✓Education & Personal Loans — Structured repayment planning
✓Financial statement preparation for loan eligibility
✓CMA (Credit Monitoring Arrangement) data preparation

Loan sanction is at the discretion of the lending institution. GCA assists with documentation and coordination — not as an NBFC or lender. Interest rates and terms vary by lender and borrower profile.

Loan Arrangement details →
GCA Cloud Service

Secure Cloud Document Management — A GCA Exclusive

At GCA, we believe that working with your CA should be as easy as sending a message. Our cloud-based document management system eliminates the hassles of couriers, email attachments, and WhatsApp forwards — giving you a secure, organised, and always-available document hub.

This is a complimentary service available to all GCA clients at no extra cost.

How It Works

1
Upload Your Documents Directly

Share documents with GCA through our secure cloud portal — instead of couriers, email attachments, or personal WhatsApp. Simply visit the provided upload link and drop your files in. Supported formats: PDF, JPG, PNG, Excel, Word, and more.

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Create Your Own Free Cloud Account

We provide every client with a free cloud account where you can store all your important financial and compliance documents. Your invoices, ITRs, GST returns, balance sheets, certificates, and agreements — all in one secure place.

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GCA Shares Processed Documents Back

Once your returns, certificates, or other documents are prepared, GCA uploads the completed files back to your cloud account. No waiting for physical documents or email attachments. Everything is timestamped and organised by service type.

4
Access Anytime, Anywhere — 24/7

Your documents are available round the clock — on any device, from any location. Need your ITR acknowledgement at midnight for a visa application? It's in your cloud. Your password-protected link works 24/7 from desktop, mobile, or tablet.

Why This Matters for Your Business

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Secure & Password-Protected
Every folder and shared link is password-protected. Your financial data is never shared via open email or personal WhatsApp — eliminating the risk of data leaks.
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Automatic Backup — Never Lose a Document
All documents uploaded to your GCA cloud account are automatically backed up. Important compliance documents like ITR acknowledgements, GST registration certificates, and incorporation documents are preserved safely.
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Works for Remote & Out-of-Delhi Clients
Our cloud system is the backbone of our pan-India service model. Clients in Mumbai, Bangalore, Hyderabad, or abroad use the same seamless process as our Delhi clients — no physical visits required.
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Compliance Documents — Always Within Reach
Bank documents, visa applications, loan applications, and tender bids often require immediate submission of compliance certificates. Your GST registration, ITR, incorporation certificate, and MSME certificate are always accessible — instantly.
☁ Free for All GCA Clients

Your cloud account is set up when you engage GCA — no extra cost, no setup fees. Upload link available immediately. Contact us to set up your GCA cloud account today.

Set Up My Cloud Account →
FAQ

Frequently Asked Questions

Is Shop & Establishment registration mandatory for an online business or home office? +

In most states, Shop & Establishment registration is required for any commercial establishment — which typically includes any premises where a business is carried on, whether or not it is open to the public. For home-based businesses and online-only businesses, the requirement depends on the state's specific definition. In Delhi, the Delhi Shops and Establishments Act generally covers all commercial establishments. Many banks also require a valid Shop Act licence to open a current account. GCA advises on applicability for your specific situation and state.

Can I apply for PAN for my company or LLP? What form is required? +

Yes. Every business entity — company, LLP, partnership firm, HUF, society, or trust — needs its own PAN (separate from the promoters' personal PANs). For companies incorporated via SPICe+ and LLPs via FiLLiP, PAN is automatically allotted along with the Certificate of Incorporation — no separate application is needed. For partnership firms, HUF, societies, and trusts, a separate PAN application in Form 49A must be filed with NSDL (Protean eGov). GCA handles PAN applications for all entity types.

Is the GCA cloud document service secure? What happens to my documents? +

Yes. The GCA cloud service is designed specifically for sharing and storing financial and compliance documents securely. Every client account is password-protected, and shared links are not publicly accessible. Documents are backed up to prevent loss. We do not share your documents with any third party without your explicit instruction. Your personal and business financial data is handled with the same confidentiality obligations that govern our CA-client relationship. The cloud system is a convenience tool — your original documents remain yours.

Does GCA charge separately for the cloud document service? +

No. The GCA cloud document service is complimentary for all clients who engage GCA for any of our services — accounting, GST, income tax, company formation, or any other. There is no additional charge for setting up or using your cloud account. It is our way of making the CA-client relationship more efficient and accessible — especially for clients outside Delhi who cannot visit our office.

Does GCA assist with government scheme loans like MUDRA or CGTMSE? +

Yes. GCA assists with preparing the documentation required for government scheme loans including MUDRA (Micro Units Development and Refinance Agency) loans under the Pradhan Mantri MUDRA Yojana (Shishu up to ₹50,000; Kishore ₹50,000–₹5 lakh; Tarun ₹5 lakh–₹10 lakh), and CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) scheme loans which provide collateral-free credit to MSMEs up to ₹500 lakh. We prepare financial projections, business plans, CMA data, and all supporting documents for loan applications. Loan sanction is subject to the lending bank's assessment.

One Stop · Pan-India · Quality First

Setup Your Business at Affordable Cost — Gupta Chandan & Associates

Shop Act  Â·  PAN / TAN  Â·  DSC  Â·  Professional Tax  Â·  Investment Advisory  Â·  Insurance  Â·  Loan Arrangement  Â·  Cloud Documents — all in-house

Investment Advisory  ·  Insurance Advisory  ·  Loan Arrangement  ·  All Services  ·  Contact Us